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Major Government Schemes in India

Hey learners,

Discover the latest and most important government schemes in India launched for public welfare. This 2025 updated list includes schemes for farmers, women, students, and the poor—covering employment, housing, healthcare, digital inclusion, and financial aid. Each scheme includes details like launch year, implementing ministry, and its key objectives in a well-organized table for quick understanding.

Major Government Schemes in India – Updated 2025

Scheme Name Launch Year Implemented By Objective / Description
Pradhan Mantri Jan Dhan Yojana (PMJDY) 2014 Ministry of Finance Financial inclusion by providing bank accounts, insurance, and pension access to all.
Pradhan Mantri Awas Yojana (PMAY) 2015 Ministry of Housing & Urban Affairs “Housing for All” – Subsidies for home loans and housing development in rural & urban areas.
Ayushman Bharat – PM Jan Arogya Yojana 2018 Ministry of Health & Family Welfare ₹5 lakh annual health insurance for over 12 crore poor families; cashless treatment.
MGNREGA (Rural Employment Guarantee Act) 2005 Ministry of Rural Development Guarantees 100 days of wage employment to rural households annually.
PM-KISAN (Kisan Samman Nidhi) 2018 Ministry of Agriculture ₹6,000 per year to small and marginal farmers in 3 equal installments, directly to accounts.
Beti Bachao, Beti Padhao (BBBP) 2015 Ministry of Women & Child Development Promotes girl child welfare, education, and protection.
Digital India Mission 2015 Ministry of Electronics & IT Aims to transform India into a digitally empowered society and knowledge economy.
Stand-Up India 2016 Ministry of Finance Provides loans (₹10 lakh–₹1 crore) to SC/ST and women entrepreneurs.
Startup India 2016 Ministry of Commerce & Industry Encourages innovation, entrepreneurship, and startup ecosystem with tax & regulatory benefits.
PM Ujjwala Yojana 2016 Ministry of Petroleum & Natural Gas Provides free LPG connections to BPL women to reduce health risks from traditional cooking.
National Education Policy (NEP) 2020 Ministry of Education Reforms school and higher education structure; focuses on holistic learning and skill development.

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